Frequently Asked Questions | Rural Bank of Paete Inc.

How Can We Help You?

Find answers to some of the most common questions about Rural Bank of Paete, Inc., our services, loan applications, and banking assistance. If you need additional information, please contact the Bank directly.

General Banking

Rural Bank of Paete, Inc. is a community bank that has been serving clients in Paete, Laguna and surrounding communities since 1966.

The Bank remains committed to providing responsible and personalized banking services to individuals, families, entrepreneurs, farmers, and local businesses.

The principal office of Rural Bank of Paete, Inc. is located at the corner of J. Rizal and J.V. Quesada Streets, Paete, Laguna.

Please visit the Contact Us section of the website for the Bank's current contact information and office details.

Rural Bank of Paete, Inc. was granted its Certificate of Authority to Operate by the Central Bank of the Philippines, now the Bangko Sentral ng Pilipinas, on July 6, 1966.

The Bank has therefore been serving the community for more than five decades.

Loans

A Secured loans requires collateral while an Unsecured loans require no collateral.

It usually takes 3-5 working days if the required documentation is completed.

Incomplete or inconsistent documents and requirements. Missing signatures, or mismatched income details will pause the application until manual verification can take place.

₱20,000 to ₱30,000 depending on approved amount for a first-time borrower with no established credit history.

For secured loans, depending on collateral value.

Cash Department

You can view the Bank's current loan requirements by visiting the Loan Requirements page of this website.

Requirements may vary depending on the type of loan.

Two (2) Valid IDs - any of the following:

National ID

Voter’s ID

Postal ID

SSS/GSIS ID

PRC

Passport

TIN ID

Employment ID

Student ID

Driver’s License

Senior Citizen Card

Latest Two (2) pcs. 2”x2” Pictures

Initial Deposit: P1,000

Fees and CHarges

Falling below maintaining balance Php 25 per month

Replacement of lost passbook Php 100

Closing of Account Php 100

Bank Certificate/Statement of Account Php 100

Check Issuance Php 100 per check

Dormancy Fee Php 30 per month

Still have questions? Our team is ready to assist you.

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RURAL BANK OF PAETE INC.

Ang Bangko Natin...

How Can We Help You?

General Banking

Rural Bank of Paete, Inc. is a community bank that has been serving clients in Paete, Laguna and surrounding communities since 1966.

The Bank remains committed to providing responsible and personalized banking services to individuals, families, entrepreneurs, farmers, and local businesses.

The principal office of Rural Bank of Paete, Inc. is located at the corner of J. Rizal and J.V. Quesada Streets, Paete, Laguna.

Please visit the Contact Us section of the website for the Bank's current contact information and office details.

Rural Bank of Paete, Inc. was granted its Certificate of Authority to Operate by the Central Bank of the Philippines, now the Bangko Sentral ng Pilipinas, on July 6, 1966.

The Bank has therefore been serving the community for more than five decades.

Loans

A Secured loans requires collateral while an Unsecured loans require no collateral.

It usually takes 3-5 working days if the required documentation is completed.

Incomplete or inconsistent documents and requirements. Missing signatures, or mismatched income details will pause the application until manual verification can take place.

₱20,000 to ₱30,000 depending on approved amount for a first-time borrower with no established credit history.

For secured loans, depending on collateral value.

Cash Department

You can view the Bank's current loan requirements by visiting the Loan Requirements page of this website.

Requirements may vary depending on the type of loan.

Two (2) Valid IDs - any of the following:

National ID

Voter’s ID

Postal ID

SSS/GSIS ID

PRC

Passport

TIN ID

Employment ID

Student ID

Driver’s License

Senior Citizen Card

Latest Two (2) pcs. 2”x2” Pictures

Initial Deposit: P1,000

Fees and CHarges

Falling below maintaining balance Php 25 per month

Replacement of lost passbook Php 100

Closing of Account Php 100

Bank Certificate/Statement of Account Php 100

Check Issuance Php 100 per check

Dormancy Fee Php 30 per month

Falling below maintaining balance	Php 25 per month
Replacement of lost passbook	Php 100
Closing of Account	Php 100
Bank Certificate/Statement of Account	Php 100
Check Issuance	Php 100 per check
Dormancy Fee	Php 30 per month

How Can We Help You?

General Banking

What is Rural Bank of Paete, Inc.?

Rural Bank of Paete, Inc. is a community bank that has been serving clients in Paete, Laguna and surrounding communities since 1966.

The Bank remains committed to providing responsible and personalized banking services to individuals, families, entrepreneurs, farmers, and local businesses.

Where is the Bank located?

The principal office of Rural Bank of Paete, Inc. is located at the corner of J. Rizal and J.V. Quesada Streets, Paete, Laguna.

Please visit the Contact Us section of the website for the Bank's current contact information and office details.

How long has the Bank been operating?

Rural Bank of Paete, Inc. was granted its Certificate of Authority to Operate by the Central Bank of the Philippines, now the Bangko Sentral ng Pilipinas, on July 6, 1966.

The Bank has therefore been serving the community for more than five decades.

Loans

What is the difference between secured or unsecured loan?

A Secured loans requires collateral while an Unsecured loans require no collateral.

How long does the entire loan processing take from start to finish?

It usually takes 3-5 working days if the required documentation is completed.

What is the most common reason for processing delays?

Incomplete or inconsistent documents and requirements. Missing signatures, or mismatched income details will pause the application until manual verification can take place.

What is the starting amount for first time borrower?

₱20,000 to ₱30,000 depending on approved amount for a first-time borrower with no established credit history.

For secured loans, depending on collateral value.

Cash Department

At what age can a person open its own account?

You can view the Bank's current loan requirements by visiting the Loan Requirements page of this website.

Requirements may vary depending on the type of loan.

What are the required documents to bring when opening an account?

Two (2) Valid IDs - any of the following: National ID Voter’s ID Postal ID SSS/GSIS ID PRC Passport TIN ID Employment ID Student ID Driver’s License Senior Citizen Card Latest Two (2) pcs. 2”x2” Pictures Initial Deposit: P1,000

Fees and CHarges

Fees and Charges

Falling below maintaining balance Php 25 per month Replacement of lost passbook Php 100 Closing of Account Php 100 Bank Certificate/Statement of Account Php 100 Check Issuance Php 100 per check Dormancy Fee Php 30 per month

Two (2) Valid IDs - any of the following:

National ID

Voter’s ID

Postal ID

SSS/GSIS ID

PRC

Passport

TIN ID

Employment ID

Student ID

Driver’s License

Senior Citizen Card

Latest Two (2) pcs. 2”x2” Pictures

Initial Deposit: P1,000

Falling below maintaining balance Php 25 per month

Replacement of lost passbook Php 100

Closing of Account Php 100

Bank Certificate/Statement of Account Php 100

Check Issuance Php 100 per check

Dormancy Fee Php 30 per month